Motor vehicle accidents are among the leading causes of injury in St. Louis. If you were in a car or truck accident, knowing your rights and the steps to take afterward can strengthen your case and help maximize your financial recovery.
Contact Bartholomew, Shevlin & Flack, LLP, for a free consultation with a motor vehicle accident lawyer about your case. We’ll walk you through the process of seeking compensation, answer your questions, and help you determine your next steps.
You may have unexpected medical bills, and paying for your care is likely a challenge if you can’t work because of your injuries. Depending on their severity, they may even prevent you from enjoying life to its fullest. These burdens should not be yours to bear if someone else is to blame for the truck or car crash.
Our car accident attorneys at Bartholomew, Shevlin & Flack, LLP, want to help you during this challenging time by pursuing the money you need to start rebuilding your life. Contact our law firm today to speak with a car accident attorney in Belleville, IL. Initial consultations are free, and we only charge a fee when we win the case.
Car, truck, bus, and motorcycle crashes are traumatic events that can result in catastrophic injuries and permanent disabilities. Some of the most serious and common injuries experienced by car accident victims include:
It’s always important to seek medical treatment for your injuries following an car accident. Even if you initially feel fine, getting checked by a medical professional is one of the best things you can do, just in case you have underlying injuries that your adrenaline masks in the immediate aftermath. Unfortunately, fatal accidents can occur, and in this case, you may be entitled to a wrongful death claim.
Understanding the common causes of car accidents in St. Louis can help with identifying the party or parties liable for your serious injuries:
Since Missouri is an at-fault state for auto insurance claims, your first option for seeking compensation after an accident in St. Louis is to file a car accident injury claim with the at-fault party’s insurance provider. The state requires that all drivers have the following liability coverage minimums:
If the at-fault driver’s insurance policy limits prevent you from recovering the full compensation you need, you may be able to seek additional compensation via other means. This could include filing an underinsured motorist claim with your insurer, identifying other at-fault parties to file claims against, or filing a personal injury lawsuit against the driver directly.
If the at-fault driver doesn’t have the legally required liability insurance or fled the scene and cannot be identified, you can file an uninsured motorist claim with your insurance provider. The minimum uninsured motorist coverage required in St. Louis is:
Sometimes, the at-fault party’s insurance provider will claim that you are partly at fault for the accident that caused your injuries. When they do this, they’re attempting to reduce their liability under Missouri’s modified comparative negligence law.
Comparative negligence reduces a plaintiff’s awarded compensation by their percentage of fault for an accident. Missouri’s version of comparative negligence allows you to recover compensation as long as you are not 100% at fault for the accident.
Although comparative negligence applies to compensation awarded through lawsuits, insurance companies still use it during settlement negotiations.
After getting in a St. Louis car accident, taking the right steps can improve your chances of recovering the maximum compensation. Some of the most critical steps to take are:
The compensation available to you after a St. Louis car accident may cover various losses, which are the adverse consequences of the accident you experienced, including:
In Missouri, you generally have five years to bring a lawsuit against the party who caused your injuries in a motor vehicle accident. Our St. Louis car accident lawyer can file your lawsuit on your behalf to make sure you don’t miss this deadline and lose out on your right to seek compensation for your injuries.
If you were in a St. Louis motor vehicle accident, contact Bartholomew, Shevlin & Flack, LLP, for a free consultation with an experienced St. Louis car accident attorney. Our firm has decades of experience and has recovered millions for our deserving clients. We also never charge a fee unless we secure compensation for you because we believe in our ability to get the job done.